Credit Agency Agrees to Settlement Over Inaccurate Consumer Reports
December 14, 2022
One of the world’s largest consumer reporting agencies (CRA) has agreed to pay $22.45 in a settlement. This case addressed the allegations about the agency...
Court Rules that FCRA Claim Filed Before Investigation Period Was Not Ripe
December 3, 2022
A US District Court based in South Carolina has adopted a recommendation to grant summary judgment to a defendant accused of violating the federal Fair...
Fourth Circuit Rules Section 230 Does Not Shield Online Background Check Providers From FCRA Claims
December 3, 2022
In early November, the US Court of Appeals for the Fourth Circuit reversed and remanded a case addressing Section 230 of the Communications...
CFPB Issues Guidance Regarding “Shoddy” Investigation of Disputes By CRAs and Furnishers
December 5, 2022
The Consumer Financial Protection Bureau (CFPB) has issued new guidance to consumer reporting agencies (CRAs) and data furnishers....
Bill to Amend FCRA and Address Issues With Name Changes Is Introduced to Congress
November 29, 2022
A newly proposed bill introduced before the US Congress seeks to change the federal Fair Credit Reporting Act (FCRA). The bill aims to require...
Sixth Circuit Finds Consumer Reporting Agency Was Not “Unreasonable” for Relying on Third-Party Data
November 25, 2022
The US Court of Appeals for the Sixth Circuit has rejected a Michigan man’s attempt to revive a lawsuit. The man claimed...
Congress Requests CFPB Investigate Whether Nationwide Consumer Reporting Agencies Violated FCRA
November 24, 2022
The Chairman of the House Select Subcommittee on the Coronavirus Crisis has raised concerns that the US’s three largest nationwide...
Class Action Lawsuit Filed Against Healthcare Provider Over Non-Compliant Background Check Disclosures and Authorizations
November 21, 2022
A newly filed class action lawsuit against a California healthcare and human services accused of violating...
Are Your Background Check Disclosures Compliant With the FCRA?
November 17, 2022
Employers that use a third-party vendor or consumer reporting agency to perform background checks on applicants or employees must comply with the Fair Credit Reporting...
Fourth Circuit Rules Against Public Records Aggregator in FCRA Class Action
November 16, 2022
In a recent ruling, the Court of Appeals for the Fourth Circuit has found that an online aggregator of public records is not immune from liability under...