CFPB Publishes Final Rule Amending Model Adverse Action Form
March 29, 2023
The Consumer Financial Protection Bureau (CFPB or Bureau) recently issued a final rule.
Among other updates, this rule provides a new model form for the Fair Credit Reporting...
Supreme Court to Consider Two Cases Regarding the Knowledge Requirements of the FCA and FCRA
March 27, 2023
In April, the Supreme Court will hear oral arguments in two cases with important implications for the False Claims Act (FCA) and Fair Credit...
Iowa Passes New Comprehensive Data Privacy Law
March 27, 2023
In a unanimous decision between the Iowa House and Senate, Iowa has passed a comprehensive privacy law.
Once the Governor signs it, Iowa will join five other states that have also...
Judge Rejects Motion to Dismiss Insurer’s Challenge of FCRA Class Action Settlement
March 17, 2023
A Missouri federal judge declined to throw out a coverage dispute involving an insurance company in a $54 million settlement for an alleged Fair...
Major Courier Service Overcomes Class Action Over Background Check Disclosures
March 13, 2023
One of the world’s largest courier services has successfully overcome a proposed class action. This suit alleged it violated the Fair Credit Reporting...
Hardware Retailer Faces Class Action Over Alleged Failure to Provide Adverse Action Notices
March 8, 2023
A proposed class action addresses a major hardware corporation’s failure to prospective employees. According to the case, the hardware...
Auto Parts Retailer Reaches Settlement in Class Action Over Background Check Authorization
March 3, 2023
A major auto parts company has agreed to a settlement in a class action lawsuit. In this suit, the company resolved claims about not obtaining...
Major CRA Settles FCRA Reasonable Procedures Claim With Consumer After Allegedly Reporting Him Dead
March 2, 2023
A North Carolina resident has dismissed his lawsuit against a major credit reporting agency (CRA). In this dismissal, he has agreed...
CFPB and FTC May Have Reached Settlement With Consumer Reporting Agency Over Tenant Screening Errors
February 27, 2023
A major credit reporting agency (CRA) recently informed investors that it might be facing a joint enforcement action from the...
Major CRA Claims Mistake Resulted in Inaccurate Consumer Reports
February 23, 2023
A major consumer reporting agency (CRA) informed a federal judge in Georgia that a coding error, which may have resulted in millions of credit reports being incorrect...