Federal Court in New Jersey Finds Furnishers of Consumer Information Are Not Responsible for Considering Legal Inaccuracies
A U.S. District Court based in New Jersey recently issued a ruling in favor of a timeshare company facing a lawsuit for...
Major Credit Reporting Agencies Sued Over Faulty Reporting
Recently, a consumer sued the three major credit reporting agencies (CRAs) and an auto finance company. The consumer claims the companies did not follow reasonable practices to ensure maximum...
CFPB Reminds Users and Consumer Reporting Agencies of FCRA’s Privacy Protections
In early July, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion reminding users and consumer reporting agencies (CRA) of the Fair Credit...
Staffing Agency Settles Class Action Lawsuit Over FCRA Violations for $350,000
A large staffing agency agreed to a class settlement after claims of how it violated the Fair Credit Reporting Act (FCRA) through its hiring and firing practices. The...
U.S. District Court Rejects Attempt to Hold CRA’s Chief Executive Officers Responsible for Inaccurate Reporting Under FCRA
A US district court rejected a plaintiff’s lawsuit under the Fair Credit Reporting Act (FCRA). The plaintiff made claims...
Federal Jury Finds Credit Reporting Agency Was Not Responsible for Faulty Information Included in Its Report
After a lengthy dispute with multiple turnarounds, a lawsuit claiming a major consumer reporting agency (CRA) violated the Fair Credit...
Compliance Challenges in Performing Background Checks for Healthcare Employers
Federal and state regulations often encourage or require background checks, especially in the healthcare industry. Over time, however, these background checks have gained...
Florida Court Hears Claims that Consumer Reporting Agency Failed to Perform Reasonable Investigation Under FCRA
A Florida consumer has filed a lawsuit against a major consumer reporting agency (CRA), accusing it of failing to conduct a reasonable...
An Illinois Appellate Court Rejects a Consumer’s FCRA Counterclaim Against Information Furnisher
The Appellate Court of Illinois, Third District, reversed the order of a trial court that dismissed the Fair Credit Reporting Act (FCRA) counterclaim...
Class Action Alleges CRA Failed to Provide Disclosure Upon Request
A financial technology company specializing in preparing third-party consumer reports has been targeted in a proposed federal class-action lawsuit. According to allegations, it...