Eleventh Circuit Ruling Finds Consumers Can Recover Statutory Damages Under FCRA
November 20, 2023
The U.S. Court of Appeals for the Eleventh Circuit issued a ruling that concerns the Fair Credit Reporting Act (FCRA). According to the decision,...
SCOTUS to Determine Whether FCRA Holds Government Liable for Violations
November 8, 2023
The U.S. Supreme Court has received the task to consider whether the Fair Credit Reporting Act (FCRA) can hold public agencies liable for violations. According...
Third Circuit Finds FCRA Requires Furnishers Investigate All Indirect Disputes
October 26, 2023
The U.S. Court of Appeals for the Third Circuit has recently overruled a decision by a District Court. The decision concerned the responsibility of...
FTC and CFPB Files Amicus Brief Over Furnisher’s Responsibility Under FCRA
October 21, 2023
The Federal Trade Commission (FTC) and Consumer Financial Protection Bureau (CFPB) have recently filed a joint amicus brief. In it, they urged the U.S....
5 Tips To Avoid FCRA Non-Compliance
October 12, 2023
In 1970, the Fair Credit Reporting Act (FCRA) took effect to ensure “the accuracy, fairness, and privacy of information in the files of consumer reporting agencies.” The Act gives...
FTC Reaches $5.8 Million Settlement With Background Report Companies Over Alleged FCRA Violations
September 22, 2023
The Federal Trade Commission (FTC) recently announced that it will require two background reporting companies and three related...
CFPB Proposes Expansions to the Fair Credit Reporting Act’s Scope
September 01, 2023
The Director of the Consumer Financial Protection Bureau (CFPB) recently announced plans concerning next month’s rulemaking. The CFPB intends to expand...
FCRA Lawsuit Filed Against Cruise Line Over Pre-Adverse Action Notices
August 28, 2023
A Connecticut-based cruise line recently received a proposed class action lawsuit. According to the case, it failed to comply with the Fair Credit Reporting...
Kentucky Court Dismisses Case Involving FCRA and FDCPA
August 21, 2023
A U.S. district court in Kentucky has granted a defendant a motion to dismiss a case concerning the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act...
Second Circuit Finds Legal Inaccuracy Could Result in FCRA Violation
August 11, 2023
The United States Court of Appeals for the Second Circuit recently determined that the Fair Credit Reporting Act (FCRA) does not include a preliminary assessment...